Home Loan in
Gurgaon
Great work opportunities, easy connectivity through the metro, rapid infrastructural growth, and high living standards make Gurgaon the first choice for aspiring homeowners to buy a home. If you, too, are keen to purchase or construct a home of your own in the cyber city of India, Gurgaon, also known as Gurugram, then you have several banks and NBFCs to help you buy a dream home. Home loans in Gurgaon are available at very low interest rates starting from 8.35% per annum. Borrowers can apply for a home loan in Gurugram with a maximum loan repayment period of up to 30 years. Interested applicants can choose home purchase loans, plot purchase loans, home construction loans, home improvement loans, balance transfer loans, top-up loans, and loans against property in Gurgaon.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Gurgaon
To help aspiring homebuyers buy a home in the Gururgam city of NCR, top banks and NBFCs offer home loans at reasonable interest rates and a nominal processing fee. They also offer a long repayment tenure to make it easy for the borrower to repay the amount. The home loan interest rates in Gurgaon from the best lenders fall in a range between 8.35% - 17.00%.
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 LIC HFC | 30 | 8.40% - 8.50% | Up to 0.25% (Rs. 25,000 max; one-time) | |
 HDFC Bank | 30 | 8.70% - 9.75% | Up to 0.25% (Rs. 3,540 min; one-time) | |
 Union Bank of India | 30 | 8.70% | Up to 0.50% (Rs. 15,000 max; one-time) | |
 State Bank of India | 30 | 8.75% - 9.75% | Up to 0.25% (Rs. 10,000 max; one-time) | |
 Bank of Baroda | 30 | 8.60% | 0.25% - 0.50% (one-time) | |
 Cent Bank HFC | 30 | 8.35% - 9.35% | Up to 1.00% (Rs. 10,000 min) | |
 Aavas Financiers Ltd | 25 | 13.00% - 17.00% | Up to 1.00% (one-time) | |
 L&T Finance | 30 | 8.75% - 10.30% | 10,000 |
Eligibility Criteria for Home Loans in Gurgaon
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Gurgaon
The list of documents required to get home loans in Gurugram may vary from bank to bank. However, an interested borrower must arrange for some general KYC documents to speed up the procedure. Have a look at the list of home loans in Gurgaon documents required:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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