THE HONEST TRUTH
Getting a Home Loan Isn’t Always Simple
But you don’t have to face it alone.


Too Many Decisions
Choosing between multiple lenders, terms, and offers can feel like a lot to handle.
No Comparison
If you only speak to one lender, you only see their offer — not how it compares against others.
Unclear Charges
Interest rate, processing charges, and other costss are not always easy to understand.
Excessive Paperwork
Between documents, approvals, and follow-ups, the process can start to feel overwhelming.
BASIC works differently
Lenders offer Loans. BASIC Helps You Choose the Right One
BanksBanks & Lenders

Limited loan offer comparison
One-size-fits-all recommendations
Slow, manual coordination
Hidden fees & confusing terms
Sales-driven approach
Compare best-fit loan offers from 150+ lenders
Expert-led personalised matching
End-to-end guided support
Transparent process at zero commission
Neutral, AI-backed advise
Technology Guided by Human Expertise
AI supports the process, experts guide decisions

AI Does the Research
Experts Add Real Judgement
You Make the Choice

Hi, I am Hom-i Let me find best lenders for you
Built for Every Homebuyer in India
Helping homebuyers across India navigate the home loan journey with clarity, choice, and expert support.

Zero Advisory Fees
Trusted guidance at no extra cost
Built for Every Income Profile
Salaried, self-employed, or informal we match the right lenders for you
Doorstep Support
From documents to follow-ups, we assist you wherever you are
Pan-India Reach
Serving homebuyers across cities, towns, and emerging markets
Home Loan Calculators
To help you Plan Before You Apply
Your Monthly EMI
₹ 32,000
Your monthly EMI
₹ 86,782
Total payable amount
₹ 2,08,27,758
Solution for Different Home Needs
From buying to building to refinancing. We've got you covered.

Construction Loan

Plot Loan

Home Loan

Loan Against Property

Home Loan Balance Transfer

Construction Loan

Plot Loan

Home Loan

Loan Against Property

Home Loan Balance Transfer

Construction Loan

Plot Loan

Home Loan

Loan Against Property

Home Loan Balance Transfer

Construction Loan

Plot Loan

Home Loan

Loan Against Property

Home Loan Balance Transfer
Your Loan Journey in 4 Steps
Simple. Transparent. Stress-free. You’ll be informed at every step of the way.
Tell Us Your Requirements
Share a few basic details about your income, property, and budget — we’ll take it from there.
Get Your Personal Advisor
You get a personal advisor who understands your profile and guides you from day one.
Select The Right Lender
Your advisor compares offers across 150+ lenders and negotiates better rates for you
Sit Back, We Get It Done
From documents to disbursal, we handle the process while keeping you updated at every step

Stories from family like yours
Real people, real savings, real homes
I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Aakash RathoreI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Navneet SinghI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Navneet SinghI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Aakash RathoreI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Aakash RathoreI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Navneet SinghI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Navneet SinghI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Aakash RathoreI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Aakash RathoreI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Navneet SinghI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Navneet SinghI wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.
Aakash RathoreMedia Mentions


2029 तक 500 नए फाइनेंस सेंटर खोलेगी, हर साल ₹60,000 करोड़ तक होम लोन का टारगेट


Mortgage Distribution Startup BASIC Home Loan Bags $10.6


BASIC Academy Aims To Train And Employ 5,000 Graduates In


Basic Home Loan ad shows one how to get vitamin M


2029 तक 500 नए फाइनेंस सेंटर खोलेगी, हर साल ₹60,000 करोड़ तक होम लोन का टारगेट


Mortgage Distribution Startup BASIC Home Loan Bags $10.6


BASIC Academy Aims To Train And Employ 5,000 Graduates In


Basic Home Loan ad shows one how to get vitamin M
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