Great, Please enter the OTP
OTP Sent on 9876542618 Edit
By submitting through OTP, you acknowledge that you have read and understood Basic's Terms & Conditions and Privacy Policy, and you authorize us to obtain your credit report from TransUnion CIBIL or other credit bureaus solely for the purposes of the credit assessment.
Average savings
₹4.3 Lakhs
We have
AI + Experts
Families Served
Loans Approved
Lending Partners
Originating Agents
THE HONEST TRUTH
Getting a Home Loan Isn’t Always Simple
But you don’t have to face it alone.
Too Many Decisions
Choosing between multiple lenders, terms, and offers can feel like a lot to handle.
30+ banks
No Comparison
If you only speak to one lender, you only see their offer — not how it compares against others.
15+ factors
Unclear Charges
Interest rate, processing charges, and other costs are not always easy to understand.
₹8-12 lakhs
Excessive Paperwork
Between documents, approvals, and follow-ups, the process can start to feel overwhelming.
₹2-5 lakhs
BASIC Works Differently
Lenders offer Loans. BASIC Helps You Choose the Right One.
Others
Other Lenders
Limited loan offer comparison
One-size-fits-all recommendations
Slow, manual coordination
Hidden fees & confusing terms
Sales-driven approach
Compare best-fit loan offers from 150+ lenders
Expert-led personalised matching
End-to-end guided support
Transparent process at zero commission
Neutral, AI-backed advise
Limited loan offer comparison
One-size-fits-all recommendations
Slow, manual coordination
Hidden fees & confusing terms
Sales-driven approach
Compare best-fit loan offers from 150+ lenders
Expert-led personalised matching
End-to-end guided support
Transparent process at zero commission
Neutral, AI-backed advise
Technology Guided By Human Expertise
AI supports the process, experts guide decisions
India’s First AI Assistant For Home Loans
Built For Every Homebuyer In India
Helping homebuyers across India navigate the home loan journey with clarity, choice, and expert support.
Zero Advisory Fee
Trusted guidance at no extra cost
Built For Every Income Profile
Salaried, self-employed, or informal — we match the right lenders for you
Doorstep Support
From documents to follow-ups, we assist you wherever you are
Pan-India Reach
Serving homebuyers across cities, towns, and emerging markets
Your Loan Journey In 4 Steps
Simple. Transparent. Stress-free. You’ll be informed at every step of the way.
Tell Us Your Requirements
Get Your Personal Advisor
Select The Right Lender
Sit Back, We Get It Done
Home Loan Calculators
Check your Eligibility through digitised credit policies of 150+ Banks
Get started in Seconds
We take care of all the legwork so that you can focus on finding the right lender. Just by filling in simple form fields, we can show you your eligibility with just a click of a button.
Pradhan Mantri Awas Yojana Calculator
The PMAY calculator is a self-help planning tool to know the exact subsidy that you avail of under the PMAY scheme. Based on your household income, tenure, loan amount, and interest rate, this tool will automatically do the calculation and showcase the results.
Leave the math to us and focus on SAVING BIG on your Home Loan EMIs
Kick off your savings journey with a simple calculation! With our home loan calculator, you can find out exactly how much you can save on your EMIs, adjust your tenure according to your preference, and learn how much top-up you can avail.
So, wave goodbye to overpaying and get ready to apply for a balance transfer.
Solution for Different Home Needs
From buying to building to refinancing. We've got you covered.
Home Loan
Home Loan
Choose the right home loan offer at the best interest rates.
Construction Loan
Construction Loan
Build your dream home confidently with stage-wise funding and expert guidance.
Loan Against Property
Loan Against Property
Unlock your property’s value with expert funding guidance.
Home Loan Balance Transfer
Home Loan Balance Transfer
Increase your savings by lowering your EMI with advisor-led balance transfer support.
Plot Loan
Plot Loan
Get the right funding for your residential plot purchase.
Renovation Loan
Renovation Loan
Upgrade your home with flexible funding and advisor support.
Media Mentions
Customers Who Chose BASIC
