Home Loans in
Ahmedabad
Residents of Ahmedabad can now easily dream of becoming proud homeowners in the city as there are numerous banks and NBFCs they can turn to for loan options. Home loan applicants can find the financial institutions offering the most competitive interest rates for a home loan in Ahmedabad. The interest rate at a bank in Ahmedabad starts at as low as 8.30% p.a., and the loan amount can be paid back to the lender up to a maximum duration of 30 years. In addition, all banks and NBFCs in Ahmedabad offer loan applicants easy and flexible repayment options via easy EMIs and online payment facilities.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Ahmedabad
Different banks and NBFCs in Ahmedabad offer different interest rates on home loans. The rates are quite competitive to attract a variety of applicants. The lowest home loan interest rate in Ahmedabad is currently at 8.50% p.a. and may go up to 9.90% p.a. Listed below are some of the top banks and NBFCs in the city and their respective interest rates for home loan applicants:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 PNB Housing | 30 | 8.50% p.a. onwards | Up to 1% | |
 Cholamandalam | 30 | 9% p.a. onwards | Rs. 5,000 (GST included) | |
 ICICI | 30 | 9.25% p.a. onwards | 0.50% of the loan amount | |
 Shubham Housing | 30 | 3% of the loan amount | 9.90% p.a. onwards | |
 L&T Housing | 30 | 8.30% p.a. onwards | Up to 3% on loan amount + taxes | |
 IDFC | 30 | 8.75% p.a. onwards | Up to 3% of the loan amount | |
 LIC HFC | 30 | 8.50% p.a. onwards | 0.50% of the loan amount | |
 Aavas Financiers Ltd | 25 | 13.00% - 17.00% | Min 1.00% | |
 Bajaj Housing | 40 | 8.50% | Up to 7% of the loan amount + GST | |
 Tata Capital Ltd. | 30 | 8.95% onwards | 0.25% of the loan amount (Max: Rs. 3,540) |
Eligibility Criteria for Home Loans in Ahmedabad
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Ahmedabad
When applying for a home loan at a bank or NBFC in Ahmedabad, you would be asked to submit a predefined set of documents along with your home loan application. This is the general mandate at all banks and NBFCs in the city. Below is a standard list of documents for home loans in Ahmedabad, which nearly all banks and NBFCs demand. There may be certain variations from one bank to another. Hence, it is best to check with your specific bank/NBFC at the time of applying for a home loan.
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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