Satin Housing Finance Home Loan
Satin Housing Finance Home Loan
With a mission to enable the semi-urban and rural community to build their dream home, Satin Housing Finance offers home loans at an affordable rate of interest starting at 9% per annum. Eligible applicants can apply for loans for a maximum tenure of 20 years. The processing fee is applied at the discretion of Satin Housing Finance Limited and may be revised from time to time.
Satin Housing Finance Home Loan
Built for Semi-Urban and Rural India
Satin Housing Finance is set up to lend where big banks often will not, and we help you make the case.
Salaried or Self-Employed, Both Covered
Satin lends to both profiles, and we match you to the scheme that suits your income type.
Doorstep Service in Your Language
Our team comes to you and explains every step in the language you are comfortable with.
One Relationship Manager, Start to Finish
A dedicated BASIC expert handles your file end to end, not a rotating call centre.
Satin Housing Finance Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Satin Housing Finance Home Loan Key Highlights
Get the lowest interest rates with Satin Housing Finance
Loan Amount: Up to Rs. 40 lakh
Rate of Interest: 9% p.a. onwards
Processing Fee: Applicable as per company policy and subject to timely revisions
Maximum Tenure for Repayment: 20 years
Rate Packages: Fixed / Floating
Satin Housing Finance Home Loan Interest Rates in 2026
Satin Housing Finance interest rates start at 9% p.a. and vary by applicant profile across the products the NBFC offers. The table below sets out the indicative Satin Housing Finance home loan interest rates in 2026:
| Loan Slab | Interest Rate for Home Loan |
|---|---|
| Salaried | 11% - 18% p.a. |
| Self-employed | 12% - 18% p.a. |
Satin Housing Finance Home Loan Eligibility Criteria
Home loan applicants with Satin Housing Finance must meet certain eligibility criteria before being considered for a loan. The table below highlights the common Satin home loan eligibility criteria:
For Salaried Individuals
Age Range (in years)
21-70 years
Nationality
Indian residents, NRIs and PIOs
For Self-Employed Individuals
Age Range (in years)
21-70 years
Nationality
Indian residents, NRIs and PIOs
Satin Housing Finance Home Loan Processing Fee and Charges
The Satin home loan processing fee is applied as per company policy and may be revised from time to time. This fee is not refunded once the loan is approved by the NBFC. The table below sets out the processing fee and other charges:
| Processing Fee | Applicable as per company policy and subject to timely revisions |
| Overdue Charges | 2% per month on outstanding dues |
| Cheque Replacement Charges | Rs. 250 + applicable taxes |
| Conversion Charges | As applicable |
| Non-Encumbrance Certificate | As per actual expenses |
| Foreclosure Statement Charges | Rs. 500 + applicable taxes |
| Duplicate No Dues Certificate | Rs. 250 + applicable taxes |
| Visit Charges for Collection of Dues | Rs. 500 + applicable taxes |
Satin Housing Finance Home Loan Schemes and Top Plans
Some of the top plans and schemes offered by Satin Housing Finance to its customers are:
- Maximum loan repayment period of 20 years
- Total loan amount of up to Rs. 40 lakh
- Competitive rate of interest
- Maximum loan repayment period of 20 years
- Total loan amount of up to Rs. 40 lakh
- Competitive rate of interest
- Maximum loan repayment period of 20 years
- Total loan amount of up to Rs. 40 lakh
- Competitive rate of interest
- Maximum loan repayment period of 20 years
- Total loan amount of up to Rs. 40 lakh
- Competitive rate of interest
* Note: All of the above home loan plans are made available to applicants solely at the discretion of Satin Housing Finance, taking into consideration the earning and repayment capacity of the applicant.
Documents Required for Satin Housing Finance Home Loan
Satin Housing Finance asks all home loan applicants to submit a set of documents as part of the loan application process. These include:
| Proof of Income |
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| Other Required Documents |
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| Proof of Income |
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| Other Required Documents |
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| Identity & Address Proof |
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| Documents Related to Property |
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Apply for a Satin Housing Finance Home Loan Through BASIC Home Loan
If you wish to apply for a home loan with the NBFC, just follow the simple steps below:
Apply Now on the BASIC Website
Head to the APPLY NOW section on the BASIC Home Loan website.
Share Your Requirement
Enter your name, contact number, loan amount and pincode, then submit the form.
We Take It Forward With Satin
A representative of the BASIC Home Loan team will reach out and help you with the Satin Housing Finance application process.
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