Find the Right Home Loan For Your
Dream Home

Trusted by 40,000+ homebuyers

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Zero
Advisory Fee
Up to ₹50,000
Cashback on Disbursal
AI + Expert
Guidance
Compare 150+
Lenders

4,00,000+

Applications Processed

₹ 50,000 Cr+

Loans Approved

150+

Lending Partners

30,000+

Home Loan Advisors

THE HONEST TRUTH

Getting a Home Loan Isn’t Always Simple

But you don’t have to face it alone.

Couple
Too Many Decisions

Too Many Decisions

Choosing between multiple lenders, terms, and offers can feel like a lot to handle.

30+ bankswith different rates
No Comparison

No Comparison

If you only speak to one lender, you only see their offer — not how it compares against others.

15+ factorscompare per bank
Unclear Charges

Unclear Charges

Interest rate, processing charges, and other costss are not always easy to understand.

₹8-12 lakhsextra in 20 years
Excessive Paperwork

Excessive Paperwork

Between documents, approvals, and follow-ups, the process can start to feel overwhelming.

₹2-5 lakhshidden in fine print

BASIC works differently

Lenders offer Loans. BASIC Helps You Choose the Right One

Banks

VS

Limited loan offer comparison

One-size-fits-all recommendations

Slow, manual coordination

Hidden fees & confusing terms

Sales-driven approach

Compare best-fit loan offers from 150+ lenders

Expert-led personalised matching

End-to-end guided support

Transparent process at zero commission

Neutral, AI-backed advise

Technology Guided by Human Expertise

AI supports the process, experts guide decisions

AI Does the Research

AI Does the Research

Experts Add Real Judgement

Experts Add Real Judgement

You Make the Choice

You Make the Choice

Hi, I am Hom-i Let me find best lenders for you

Built for Every Homebuyer in India

Helping homebuyers across India navigate the home loan journey with clarity, choice, and expert support.

Zero Advisory Fees

Trusted guidance at no extra cost

Built for Every Income Profile

Salaried, self-employed, or informal we match the right lenders for you

Doorstep Support

 From documents to follow-ups, we assist you wherever you are

Pan-India Reach

Serving homebuyers across cities, towns, and emerging markets

Home Loan Calculators

To help you Plan Before You Apply

Your Monthly EMI

₹ 32,000

Your monthly EMI

₹ 86,782

Total payable amount

₹ 2,08,27,758

₹
₹ 5 Lac₹ 100 Cr
%
5%30%
1 yrs30 yrs

Solution for Different Home Needs

From buying to building to refinancing. We've got you covered.

Construction Loan

Construction Loan

Plot Loan

Plot Loan

Home Loan

Home Loan

Loan Against Property

Loan Against Property

Home Loan Balance Transfer

Home Loan Balance Transfer

Your Loan Journey in 4 Steps

Simple. Transparent. Stress-free. You’ll be informed at every step of the way.

1

Tell Us Your Requirements

Share a few basic details about your income, property, and budget — we’ll take it from there.

2

Get Your Personal Advisor

You get a personal advisor who understands your profile and guides you from day one.

3

Select The Right Lender 

Your advisor compares offers across 150+ lenders and negotiates better rates for you

4

Sit Back, We Get It Done

From documents to disbursal, we handle the process while keeping you updated at every step

Stories from family like yours

Real people, real savings, real homes

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Aakash RathoreAakash Rathore
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Navneet SinghNavneet Singh
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Navneet SinghNavneet Singh
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Aakash RathoreAakash Rathore
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Aakash RathoreAakash Rathore
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Navneet SinghNavneet Singh
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Navneet SinghNavneet Singh
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Aakash RathoreAakash Rathore
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Aakash RathoreAakash Rathore
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Navneet SinghNavneet Singh
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Navneet SinghNavneet Singh
Social Media

I wanted to highlight the quick and efficient loan disbursement process, which was impressively completed within just 5 working days. A special thanks to Rahul, who provided consistent support every day to help expedite the process.

Aakash RathoreAakash Rathore
Social Media

Media Mentions

2029 तक 500 नए फाइनेंस सेंटर खोलेगी, हर साल ₹60,000 करोड़ तक होम लोन का टारगेट

2029 तक 500 नए फाइनेंस सेंटर खोलेगी, हर साल ₹60,000 करोड़ तक होम लोन का टारगेट

Mortgage Distribution Startup BASIC Home Loan Bags $10.6

Mortgage Distribution Startup BASIC Home Loan Bags $10.6

BASIC Academy Aims To Train And Employ 5,000 Graduates In

BASIC Academy Aims To Train And Employ 5,000 Graduates In

Basic Home Loan ad shows one how to get vitamin M

Basic Home Loan ad shows one how to get vitamin M

Featured Blogs

What is Enemy Property? Everything You Need to Know

What is Enemy Property? Everything You Need to Know

15 Affordable Housing Localities in Noida in 2026

15 Affordable Housing Localities in Noida in 2026

Best Affordable Housing Localities in Mumbai 2026

Best Affordable Housing Localities in Mumbai 2026

What is the 10:90 payment plan? Is it safe to invest in such real estate schemes?

What is the 10:90 payment plan? Is it safe to invest in such real estate schemes?

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Survey Report

How Bharat Finances Its Housing Dreams

Consumer Insights Report on Housing Inclusion 2026

BASIC Home Loan’s study on housing inclusion combines nationwide survey data with market analysis to uncover shifts in homebuyer sentiment, financing pathways and the evolving housing landscape in India.

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