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Capri Global Housing Finance
Capri Global Housing Finance Limited is an emerging NBFC that is empowering India by offering home loans to fulfill the dream of owning a home. Capri Global home loan interest rate starts at 8.99% per annum at a processing fee of Rs. 2000 + GST. Avail doorstep housing loans with minimum documentation from Capri Global Housing Finance, which offers hassle-free home loans for purchasing, renovating, and extending a home. The NBFC also offers home loans under the PMAY (Pradhan Mantri Awas Yojana) scheme to the informal sector with an interest subsidy of 6.5% for a loan tenure of up to 20 years.
Capri Global Loan EMI Calculator
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Capri Global Housing Finance Key Highlights
Get the lowest interest rates with Capri Global Housing Finance
| Loan Amount | Up to 50 Lakh |
|---|---|
| Rate of Interest | 9.75% - 16.00% per annum |
| RPLR | |
| Processing Fee |
Up to 2.5% |
| Maximum Tenure for Repayment | 20 years |
| Penal Rate of Interest | |
| Rate Packages | Fixed/Floater |
| Charges for Prepayment/Foreclosure | 5% up to 2 years from the date of the last disbursal |
Capri Global Housing Finance Interest Rates in 2024
Every bank or NBFC offers a home loan to a borrower at an interest rate calculated as the percentage of the principal loan amount lent. Capri Global Housing Finance rate of interest starts at 9.75% per annum and may vary depending on the plan a borrower chooses and their employment status.
| Loan Slab | Interest Rate for Home Loan |
|---|---|
| 1st 3 Months (Fixed Range) and thereafter (Floater Range) | 8.99% - 16.00% per annum |
Interest rates were last updated on 6th May 2024
Capri Global Home Loan Eligibility Criteria
Lenders like Capri Global Housing Finance offer home loans on the basis of some pre-defined eligibility criteria such as age, nationality, CIBIL score, employment status, and loan repayment capacity. The table below enlists the Capri Global home loan eligibility criteria:
| Eligibility Parameters | For Salaried Individuals | For Self-Employed Individuals |
|---|---|---|
| Age Range (in years) | 21 – 65 years | 21 – 65 years |
| Nationality | Indian Residents | Indian Residents |
| Minimum Income Earned | Nothing Specific | Nothing Specific |
Capri Global Housing Loan Processing Fee and Charges
Processing a home loan involves a series of administrative tasks such as document verification, credit check, and much paperwork. To meet these expenses, Capri Global Housing Finance charges some fees from the applicants. The table below enlists all the relevant and up-to-date information about Capri Global home loan processing fees and charges:
| Application Fee (Non-Refundable) | Rs. 5000 |
|---|---|
| ECS Dishonour Charges | Rs. 500 per instance |
| Document Retrieval Charges | Rs. 1,100 per instance |
| CERSAI Charges | Rs. 50 for loans below Rs. 50 lakhs and Rs. 100 for loans above Rs. 50 lakhs |
| Loan Cancellation Charges | Rs. 5000 |
| Legal Handling Charges (Balance Transfer/ Resale Loans) | Rs. 1500 |
| Foreclosure/Statement Charges | Rs. 500 |
| Document Handling and Administration Charges | Starting 1.00% - 2.00% |
| Document Verification Charges | Rs. 750 |
| Repayment Swapping Charges | Rs. 500 |
| Income Estimation Charges (LIP) | Rs. 1750 wherever applicable |
| Stamp Duty | As per actuals |
| Valuation Charges | Rs. 2000 |
| Subsequent Valuation Charges (Construction Loans) | Rs. 500 |
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Capri Global Home Finance Schemes and Top Plans
Capri Global Housing Finance offers affordable homeownership to eligible Indians. Borrowers can choose from a wide range of home loan schemes to match their needs. All the popular Capri Global Housing Finance home loan schemes are listed below for your reference:
1. Home Extension Loan
- Best home loan to extend an existing residential property
- Fixed interest rate during the initial 3 years and then floater rate of interest
- Loan amounts starting from Rs. 5 lakhs up to Rs. 50 lakhs
- Maximum loan repayment tenure of up to 20 years
2. Home Purchase Loan
- Ideal for borrowers who want to purchase an under-construction or ready-to-move-in residential property
- Loan amounts starting from Rs. 2 lakhs up to Rs. 50 lakhs
- Maximum loan repayment tenure of up to 20 years
3. Home Renovation Loan
- Popular among borrowers who want a loan to renovate or improve the existing home
- Loan amounts starting from Rs. 2 lakhs up to Rs. 25 lakhs
- Maximum loan repayment tenure of up to 15 years
4. Home Construction Loan
- Best home loan for constructing a home on a residential non-agricultural plot
- Loan amounts starting from Rs. 2 lakhs up to Rs. 50 lakhs
- Maximum loan repayment tenure of up to 20 years
5. Plot Purchase Loan
- Most suitable for purchasing residential plots
- Helps invest in buying a plot and commence construction later at your own pace
- Loan amounts starting from Rs. 2 lakhs up to Rs. 25 lakhs
- Maximum loan repayment tenure of up to 15 years
6. Top-Up Plan
- Flexible top-up facility to meet personal and business financial needs
- Easy balance transfer facility for the existing loan
- Loan amounts starting from Rs. 2 lakhs up to Rs. 50 lakhs
- Maximum loan repayment tenure of up to 20 years
7. Home Loan under Pradhan Mantri Awas Yojana (PMAY) Scheme
- Financial aid for the informal sector to own a home
- Interest subsidy of 6.5%
- Maximum loan repayment tenure of up to 20 years
Note: All of the above home loan plans are made available to applicants solely at the discretion of Capri Global, taking into consideration the earning and repayment capacity of the applicant.
Get Home Loan Starting at 8.5%*
Documents Required For Capri Global Home Loan
Have a look at the list of Capri Global housing loan documents required to apply for a hassle-free loan:
Documents Required for Salaried Applicants
- Salary Slip for the last 3 months
- Bank Passbook or Statements for the last 6 months of all bank accounts
- Last filed ITR
- Duly filled and signed application form
- Processing Fee Cheque in favour of Capri Global Housing Finance Ltd.
Documents Required for Self-Employed Applicants
- Balance Sheet and Profit and Loss Account for the last 2 years
- Bank Passbook or Statements for the last 6 months of all bank accounts
- Filed ITR of last 2 years
- Latest Audit Report for the last 2 years
- Duly filled and signed application form
- Processing Fee Cheque in favour of Capri Global Housing Finance Ltd.
Common Documents Required from Both Salaried and Self-Employed Applicants
| Type of Document | Documents Required |
|---|---|
| Identity & Address Proof | Voter ID, Driving License, Aadhaar Card, Copy of Passport, PAN Card |
| Documents Related to Property |
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Find Capri Global Housing Finance Home Loan Offices Near You
If you are planning to visit one of the offices of Capri Global Finance Home Loan near you to understand the Capri Global Housing Finance Home Loan Offer in details and apply for the Home Loan, you can simply fill in the Free Consultation form and the team of BASIC Home Loan will reach out to you for needful assistance in the process.
Interest rates and fees on home loans vary based on eligibility and lender criteria. All applicable fees and charges are subject to relevant taxes and can change at the lender’s discretion. For the most current information on home loan interest rates, processing fees, other applicable charges, and updates on eligibility criteria and loan offers, please visit the official website of the bank.
FAQs
The current interest rate for Capri Global Housing Finance home loans 2023 starts at 8.99% and may go up to 16% for different home loan schemes and rate packages.
It hardly takes 3 to 5 days for home disbursement at Capri Global Housing Finance, if the NBFC is satisfied with the documents submitted.
Capri Global Housing Finance Ltd. has gained popularity over the years as one of the most reliable NBFC lending easy home loans with minimum documentation. The maximum loan amount offered by Capri Global is up to Rs. 50 lakhs.
Capri Global Housing Finance Ltd. offers hassle-free home loans at lucrative ROI with minimum eligibility criteria such as:
- Age - 21 years - 65 years
- Nationality - Indian Residents
- Type of Employment - Salaried/ Self-Employed
Capri Global Housing Finance Limited offers home loans for buying a home or plot, constructing a house on a plot, and extending/ renovating/ improving an existing home. It also provides home loans under the government-run PMAY scheme.
No, there is no need to arrange for a guarantor to avail a Capri Global home loan. It is required only in some specific cases.
An applicant can easily check the Capri Global home loan status by either visiting the nearest branch and consulting a customer care representative, or by visiting the official website.
Borrowers across the country can fetch the following benefits by opting for a Capri Global home loan:
- Hassle-free loan procedures with minimum paperwork at the doorstep
- Higher loan amounts through customized loan solutions
- Easy balance transfer of existing loan for lower pricing
- Informal sectors can avail interest subsidy of 6.5% on the PMAY scheme
- Easy eligibility criteria