Terms of Credit Report

For accessing Credit Score

1. I (user) acknowledge and confirm that all the particulars and information provided by me to Basic Enterprises Private Limited (BEPL) through their App/Website or to their authorized Agent for availing of my Credit Score (“Credit Score”, "Credit Report") are true, correct, complete and up to date in all respects and that I have not withheld any information whatsoever. 2. I hereby understand and acknowledge that upon accessing BEPL /its Assigns platform/website BEPL, its affiliates/group companies/business partners may access my cookies/device information and other details accessible through the widget/lead generation page to provide customized services.

3. I further understand that if I choose to avail any of the product/service from BEPL, its Assigns, I will be required to submit documents to the satisfaction of BEPL /its Assigns and accept the terms and conditions/required formalities for availing of the product and the terms and conditions/policies for purchase and use of the products/services of the Assigns (if any).

Acknowledgement:

a. BEPL employees/personnel/Assigns will not contact me directly for disclosure of any sensitive and personal information unless required for providing any product/service availed by me. Hence, I am solely responsible to exercise proper due diligence to verify the identity of the individual(s) contacting me before disclosing any personal and sensitive personal data/ information.

b. I understand that BEPL may be required to share/transmit my information/data through physical/electronic means and that there may be risks/loss of information involved which are beyond the control of BEPL and I shall not hold BEPL /its Assigns liable for the same.

c. I hereby waive off from making any claims / demands / compensation against BEPL and its Assigns and shall be solely liable for disclosure of any personal/sensitive personal information without exercising proper due diligence at my end.

d. I shall undertake to only use the official website/App/ BEPL Agent or its Assigns for availing products/services by inputting the right domain information.

e. I hereby understand and acknowledge that upon accessing BEPL /its Assigns platform/website, BEPL/its affiliates/group companies/business partners may access my cookies/device information and other details accessible through the Widget/lead generation page to provide customized services.

I understand that I may withdraw my consent to receive promotional communication or delete information shared with BEPL by writing to support email ID hello@basichomeloan.com

f. In a scenario when I am submitting my details and documents to a representative/Employee of Basic Home Loans, I hereby authorize the employee/ representative of Basic Home Loans to submit all the required details as my authorized representative including any and all document(s), data etc. to BEPL or its Assigns for the above mentioned purpose.

g. All other terms of using our services shall be governed by the Standard ‘Terms of Use’ mentioned on our website. Which can accessed from here ‘Terms of Use’

DISCLAIMER:

All information contained in this credit report has been collated basis my Credit Information which may be available at various authorized Government databases, Semi-Government or private organizations and the information provided by me to BEPL. Consequently, BEPL does not in any manner guarantee, represent and/or warrant the totality, accuracy, adequacy and/or completeness of this credit report and/or any information and/or material contained therein and expressly disclaim any liability for any errors and/or omissions in this report and/or any information and/or material contained in the report.

While the aim is to provide information that will help consumers to manage their credit and debt, this information should not be considered as an advice or opinion whether legal, financial, or otherwise. Such advice must be specific to the various circumstances of each person's situation and the general information provided in this report should not be used as a substitute for the advice of competent advisor including any legal and/or financial advisor/counsel. BEPL or its holding company/group companies/subsidiaries shall not be liable for any loss, cost, damage and/or consequence because of reliance by you/customer/consumer/any other person on the report or any information and/or material contained herein.