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Free Eligibility Check & End to End Fulfilment

From the moment you log in till your loan is disbursed. Our Home Loan Advisors are here to help you.

Home Loan Advisor

Apply For Home Loan

Basic Home Loan will help you find the best house loan with end-to-end fulfilment.

Check Your Eligibility

Calculate your Home Loan Eligibility by entering your income, interest rate and loan tenure.

Home Loan at Lowest Interest Rates Starting From 6.40% p.a.

Apply home loan online with low interest rates starting at 6.40% p.a., complete fulfilment, and flexible repayment alternatives. Easy online application, support from expert advisors, documentation assistance, and live tracking from login to loan disbursement. Get the house loan which is right for you with the Basic Home Loan. We don’t charge anything from our customers.

How to Check Your Home Loan Eligibility Online?

The bank determines your eligibility for a house loan based on your repayment capabilities. The more your monthly income is, the bigger the loan you can acquire. Typically, the bank assumes that you will be able to repay the loan with 55-60% of your monthly disposable/ surplus income. Some banks, on the other hand, base the amount of money available for EMI payments on an individual’s gross income rather than his disposable income.

Submit Your Requirements

Submit Your Requirements

Add Your Income Details

Add Your Income Details

Get Your Customized Offers

Get Your Customized Offers
To Find Out How Much House Loan You'll Qualify for, Check Our Home Loan EMI Calculator.
Right Advisor Means Right Home Loan

Log in your home loan application and a dedicated home loan advisor will be assigned to you. An advisor will guide you through the complete housing loan process, from login till disbursement. There are a variety of loan providers on the market, each with distinct types of house loans and interest rates. It’s critical to choose the correct house loan because it will affect your monthly EMIs and, eventually, the total amount owed at the end of the term. Through our Digitised Credit Check, our Home Loan Advisor will assist you in picking the best house loan at the lowest interest rate. Documents play a critical part in the later stages of loan processing, and with end-to-end support, you can submit your documents to the lender. You’ll get live application status at each step until the disbursement.

Eligibility Criteria What are the requirements?
Age  Residency Type  Employment Status Net Annual Income Residence Credit Score  Minimum age - 18 years  Maximum age - 60 The applicant must be
  1. Resident of India
  2. Non- resident Indian (NRI)
  3. Person of Indian origin (PIO)
  1. Salaried 
  2. Self employed
Minimum Rs 3,00,000 (depending on the type of employment) An applicant must have
  1. A permanent address
  2. A rented house where she/he has resided for at least  more than 1 year 
A good credit score at 750 or above obtained from a recognised credit bureau 

Identity Proof Residence Proof  Other Documents 
PAN  Driving Licence Voter ID Passport Electricity Bill/ water Bill/ telephone Bill  Aadhar Passport Driving Licence Employee ID card Application form affixed with 3 passport size photographs Last 12 months loan account statement (if applicant has any active loan from other banks/financial institutions Bank account statement for all the bank accounts hold by applicant in last 6 months

For Salaried  For Self-Employed
Salary slips for last 3 months Form 16 or income Tax Returns of last 2 years Last 3 years statement of Income Tax Returns Certificate of Qualification (CA, CS, Doctor, Engineer and other professionals) Audited Balance Sheet by a certified CA  and profit and loss account of previous 3 years Business Licence Business address proof TDS Certificate 

Identity Proof Residence Proof  Other Documents 
PAN  Driving Licence Voter ID Passport Electricity Bill water Bill telephone Bill  Gas pipeline Bill Driving Licence  Aadhar Employee ID card Application form affixed with 3 passport size photographs Last 12 months loan account statement (if applicant has any active loan from other banks/financial institutions Bank account statement for all the bank accounts hold by applicant in last 6 months

For Salaried  For Self-Employed
Valid work permit Employment contract  Salary slips for last 3 months Bank statement for last 6 months (indicating salary credited)’ Employee ID card  Copy of individual tax return for the last assessment year Last 3 years statement of Income Tax Returns Certificate of Qualification (CA, CS, Doctor, Engineer and other professionals) Audited Balance Sheet by a certified CA  and profit and loss account of previous 3 years Business Licence Business address proof
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