Deen Dayal Jan Awas Yojana DDJAY: Housing Scheme of Haryana Govt.

The Deen Dayal Jan Awas Yojana (DDJAY) is a flagship housing scheme initiated by the Haryana Government. It aims to promote affordable plotted housing for the middle and lower-income groups. Under the Deen Dayal Awas Yojana Gurgaon, buyers can access affordable residential plots with legal approvals and basic amenities. Focused on urban expansion areas like Gurgaon, this scheme encourages the development of high-density colonies with modern infrastructure. Read the blog to learn more about the Deen Dayal Scheme in Haryana.

Table of Contents

• Key Highlights of Deen Dayal Jan AwasYojana
• Deen Dayal Awas Yojana, Haryana
• Main Features of the Deen Dayal Scheme
• Main Benefits of the Deen Dayal Awas Yojana Gurgaon
• Eligibility Criteria to Apply for the DDJAY Policy
• Documents Required to Apply for the Deen Dayal Jan Awas Yojana
• Apply for the DDJAY Policy in Haryana

Key Highlights of Deen Dayal Jan AwasYojana, Haryana

What is Deen Dayal Awas Yojana, Haryana?

The Deen Dayal Jan Awas Yojana Haryana (DDJAY) is an impactful initiative by the Haryana Government. It aims to provide affordable plotted housing to the lower and middle-income groups in low and medium-potential towns across the state. It supports the “Housing for All” mission of the Central Government by making homeownership accessible, especially in cities like Gurugram, Sonipat, Panipat, and Faridabad. Through the DDJAY Policy, the state government of Haryana encourages private developers to build high-density residential colonies with essential infrastructure like roads, water, and electricity.

Suggested read: Benefits of Pradhan Mantri Awas Yojana

Main Features of the Deen Dayal Scheme, Haryana

Have a look at the main features of the Deen Dayal Awas Haryana Yojana 2025:

1. Affordable Housing for Middle and Lower-Income Families: The DDJAY scheme provides cost-effective housing solutions to those belonging to middle and lower-income families.
2. Infrastructure Development: This yojana boosts the state’s infrastructure by focusing on the development of well-planned roads, water supply, drainage systems, and electricity connections.
3. Streamlined Approval Procedure: Simplified and fast-tracked approval processes encourage private developers to participate in affordable housing projects.
4. Wide Availability Across Small and Medium-Sized Towns: Another salient feature of the DDJAY policy is the expansion of residential colonies beyond major cities across semi-urban and rural areas for balanced regional development.
5. Interest Subsidies and GST Reduction: Eligible applicants can benefit from interest subsidies and reduced GST under the Pradhan Mantri Awas Yojana (PMAY).
6. Provision for Mortgaging Salable Property: The scheme allows homebuyers and developers to mortgage properties for loans, enhancing financial flexibility. This provision makes it easier to secure funding for construction and purchase, ensuring smoother project execution and homeownership.
7. Removal of the 50% Salable Area Freeze Clause: Through this scheme, the state government has removed the 50% salable area freeze clause. This means that more beneficiaries can avail of affordable housing under this scheme. 

Main Benefits of the Deen Dayal Awas Yojana Gurgaon

Below are the main benefits of the Deen Dayal Awas Yojana:

• Affordable housing for the state’s financially weaker families.
• Colonies are built on 5 to 15 acres of land that include plots of 150 sq. meters.
• 10% of the licensed area of the colonies to be given access to the government to provide some basic amenities to the citizens.
• Buyers can avail of the interest subsidies through the PMAY for the DDJAY plots.
• Homes under the DDJAY scheme are widely available in small and medium-sized towns within Haryana.
• Homes under this scheme are built within a properly gated community.

Suggested read: Pradhan Mantri Awas Yojana Eligibility Criteria

Eligibility Criteria to Apply for the DDJAY Policy

Listed below are the eligibility criteria to apply for the Deen Dayal Jan Awas Yojana:

1. Eligibility for Developers: 

• Private Developers: Only private developers who meet the DDJAY guidelines can apply to build housing under the DDJAY scheme.
• Land Ownership: Developers must legally possess ownership rights to the land where they want to develop.
• Project Size: Developers must follow the prescribed size limits for low-rise and high-density housing.
• Compliance with the DDJAY Guidelines: The developers must adhere to DDJAY’s construction, design, and affordability norms.

2. Eligibility for Homebuyers:

• Age: The applicant should be at least 18 years of age to be eligible to apply for a house under DDJAY.
• Citizenship: The applicant must be an Indian citizen and a permanent resident of Haryana.
• Income: Only those belonging to the EWS and LIG with an annual household income between Rs. 3 lakh and Rs. 6 lakh can apply for the DDJAY scheme.
• First-Time Homebuyers: Priority is given to first-time homebuyers from the above income categories.

3. Eligibility for Rural and Urban Applicants:

• Rural Areas: The main aim of the DDJAY scheme is to offer affordable housing to people living in areas outside the metropolitan regions, like smaller towns and rural areas.
• Urban Areas: The scheme is available in urban areas with high housing demand. However, priority will be given to those belonging to the Economically Weaker Sections (EWS) and Low-Income Groups (LIG).

4. Land Use Regulations:

• Approved Land Use: The land for DDJAY development must be in designated residential zones as per local planning and zoning regulations.
• Size and Density Requirements: The land must comply with DDJAY’s minimum size and density norms, promoting low-rise, high-density housing.

5. Other Considerations: 

• No Outstanding Dues: Applicants should not have any outstanding dues or legal disputes related to land or housing projects. 
• Financial Status: Applicants applying for housing loans under this scheme should have a decent financial background and must meet the eligibility requirements set by the respective banks.

Documents Required to Apply for the Deen Dayal Jan Awas Yojana, Haryana

Given below is the list of documents required to apply for the Deen Dayal plots in Gurgaon under the DDJAY scheme:

1. Latest Passport-size Photograph
2. Aadhaar Card
3. Ration Card
4. Proof of Age
5. Contact Number
6. Bank Account Statement
7. Income Certificate
8. Certificate to prove that the applicant doesn’t own a home
9. Bona fide Certificate

How to Apply for the DDJAY Policy in Haryana?

Interested applicants can apply for the DDJAY online by following these easy steps:

Step 1: Go to the official website of the Deen Dayal Jan Awas Yojana, Haryana.

Step 2: Download the DDJAY application form from the homepage.

Step 3: Enter the required information and attach the required documents to the form

Step 4: Submit the form to the relevant department.

Summing Up

The Deen Dayal Jan Awas Yojana (DDJAY) is playing a significant role in shaping Haryana’s real estate landscape by offering planned colonies with relaxed norms through a streamlined application procedure. It aims to provide well-structured living spaces by curbing unauthorized developments and lower-income groups. The DDJAY Policy indeed is a progressive step towards balanced regional development while ensuring improved housing accessibility. 

FAQs about Deen Dayal Jan Awas Yojna